Walking into your neighborhood bank branch is not a very electrifying experience. 

Often eerily quiet and on the darkish side, banks are pretty somber, dull places, right?  So why wouldn’t you think of bankers as creepy.  Scary.  Halloweenish!

Thinking about this while making a deposit at Bank of America the other day managed to break the silence and get me the biggest laugh I ever got at a bank branch.

I was trying to cheer up a few overworked, near dazed tellers coping with what is probably the most monotonous job on earth--taking in money and dishing it out like so many hamburgers at McDonalds.  

They’re a compelling argument for cryptocurrency.

“So Mr. Madden, what are you going to be this Halloween?” my bemused teller sleepily inquires as she robotically marks up my deposit slip.

I thought for a second and blurted out:

I’m going dress like a Bank of America executive and scare the hell out of people!  (laughter)

Can you imagine a banker trick or treating, holding a bag out for you to make a deposit in?  (more laughter)

The remark lights up blank faces, widens weary eyes and evokes the loudest bursts of laughter I’ve ever heard at a bank. 

Not only did tellers laugh out loud, but a cute girl cracks up next to me. 

With their somber suits, dark ties, stoic faces and sometimes ghostly manners, I was implying a bank executive would make a credibly creepy Halloween costume.

Funny in a strange way, right?

Like a lot of humor, there was that creepy kernel of truth striking a comedy chord. 

It was daytime, not late night, but I was like customer Colbert depositing a blockbuster joke.

Want to bank on some more laughs, get my latest book on Amazon: “Is there enough Brady in Trump to win the inSUPERable BOWL?”  It will make you howl on Halloween.

Do banks scare you?  Well they do me, especially now after this latest breaking news:

Mike Pence cast the deciding vote as Senate Republicans struck down a rule that would have let Americans sue banks and credit card companies

Scary. This provides some frightening new context for my story about banks being ghoulish places. 

The overturning of the rule, with Vice President Mike Pence breaking a 50-to-50 tie, would further loosen regulation of Wall Street as the Trump administration and Republicans move to roll back Obama-era policies enacted in the wake of the 2008 economic crisis. By defeating the rule, Republicans are dismantling a major effort of the Consumer Financial Protection Bureau, the watchdog created by Congress in the aftermath of the mortgage mess.


Thomas J. Madden, CEO TransMedia Group America’s Most Productive PR Firm 240 W. Palmetto Park Rd., Suite 300 Boca Raton, FL  33432  561-750-9800 x2210





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